Nightly Nate

In a world where information is abundant, risks are present, and we have access to more knowledge (good or bad) than ever before, the allure of becoming a jack of all trades, independent, off-grid survivalist is strong. The romantic notion of being self-sufficient and unburdened by modern civilization, resonates with many. However, the reality is far from this idyllic dream. Specialization, a foundational pillar of human progress, is the antithesis of the "jack of all trades" model. It's the silent superpower that has, in large part, been responsible for the rapid advances in society. Why Specialization? 1. Efficiency: Specialization enables individuals or groups to focus their efforts on a narrow set of tasks, which they can master and execute with high efficiency. For example, a doctor specializes in a particular field of medicine, ensuring patients receive expert care. 2. Innovation: With focused effort comes depth of knowledge. This depth often leads to breakthrough...

There are few topics as divisive as Bitcoin.  From its creation in 2009 by the mysterious entity or individual known as Satoshi Nakamoto, Bitcoin has grown from an obscure and theoretical concept to a global phenomenon. At its core, Bitcoin serves as an innovative exploit against centralized fiat currencies, seeking to address the inherent flaws and limitations of the traditional financial systems. To understand Bitcoin's significance, one must first understand what it is attempting to challenge: centralized fiat currencies.  Fiat currencies are government-issued and regulated forms of money. Their value isn't derived from a physical commodity like gold, but from the trust and faith that the public puts in the issuing authority. However, this system is not without its flaws. Centralized control of currency means a few entities hold the power to influence monetary policies,  and in some cases, these decisions can lead to undesirable economic outcomes such as inflation or c...

I've written much about markets and investing.    First off, tech is overvalued and STILL IS!  My thoughts here  are still relevant despite the NASDAQ 100 being down ~35%. Second off, I built an algorithm for finding good and relatively "safer" investments here and here .  I've been using this algorithm to find quality investments with a margin of safety for a few years.   My process, admittedly, is not 100% automated, nor should it be.  My algorithm presents a valuation-based ranking of 3000 of the world's equities in the Russell 3000.  Then I use that ranking to feed manual analysis to pick what might be mispriced and what I am personally interested in investing in.   So ok,  the point of this blog post is to share a few stocks with which I am investing a significant amount of my own capital into with the hope that these picks outperform the broader market.  I will provide the pick and a small amount of information about my ratio...