One of my closest friends recently said something to me that has stuck in my head for a few months, he said: "One day we'll all look back and ask 'What did you do back when MONEY WAS FREE?'"... He definitely made use of the opportunity. I have tremendous respect for him for a number of reasons, but mostly because he was "early", in my mind. The thing that strikes me though, is that this is the psychology of the market. People rarely question how ideas get into their brain, but especially since 2008, that's pretty much all I do. I always look for the hidden message, the hidden meaning, the hidden anecdote. (Backing up a few years) When I moved to Washington, D.C., after leaving active duty, I got a great paying job and wanted to get my own place. I was looking for a condo in Arlington, Virginia. I went to my credit union and they offered me a mortgage for $280,000. This was in 2005. I was shellshocked when I went to my first "priority preview...